A new, simpler way
to get credit online.

APPLY NOW

Start shopping instantly

Simple, easy online
credit

zipMoney has been designed exclusively for online
shopping. Apply online and
get an instant decision.

Simplify your checkout experience and
pay later with zipMoney.

Shop interest free

Enjoy 3 months interest free when you shop and look out for promotional offers such as 6 and 12 months interest free.

The power in your hands

Choose how fast or slow you repay with flexible repayments that fit your life - and your budget.

Better than
a credit card

No more plastic. No more banks.
No more thumbing 16 digits. 

zipMoney offers virtual credit in the cloud.

Get rewarded,
step up

Repay early, improve your zip score and get rewarded.

We’re dedicated to the long-term financial well-being of our customers.

The most secure way to pay online

The internet can be a scary place to enter a credit card number.

zipMoney connects directly to online stores, so we don’t need your credit card information. Learn more

We notify you via text messages every time a purchase is made to verify your identity.

Why wait?

Apply today

Start shopping instantly